Regulatory Activity

Written submissions will be considered public documents and will be posted to the Maryland Insurance Administration website.

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Emergency Regulations

  None

Draft Proposed Regulations

  ​The Maryland Insurance Administration is seeking comment on the following draft proposed regulations prior to publication in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202
 
Comments also may be submitted by calling 410-468-2201, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020.
 
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 14 Coverage for Loss Caused by Water That Backs Up Through Sewers or Drains
    View the Draft Regulation: 31.08.14
    Comments close November 23, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 15 Antifraud Plans
    View the Draft Regulation: 31.04.15.04
    Comments close August 20, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 12 Valuation of Motor Vehicles
    View the Draft Regulation: 31.15.12.03
    Comments close July 16, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 2 Variable Life Insurance
    View the Draft Regulation: 31.09.02.11
    Comments close July 5, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 4 Contracts on a Variable Basis
    View the Draft Regulation: 31.09.04.03
    Comments close July 5, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    Chapter 2 Long-Term Care Insurance - Premium Rates and Reserves
    View the Draft Regulation: 31.14.02.03
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 5 Addition, Reduction, or Elimination in Coverage Notice Requirement
    31.08.05.02 Notice Requirement
    View the DRAFT proposed regulations. Comments close November 7, 2017. 
Comments may be submitted electronically to insuranceregreview.mia@maryland.gov or by regular mail to:
Lisa Larson, Regulations Manager
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

Proposed Regulations

 

The following regulations have been proposed by the Maryland Insurance Administration and published in the Maryland Register.

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 6 Standards for Medicare Supplement Policies
    View the proposed regulation 31.10.06 as it appeared in the Maryland Register November 9, 2018. Comments close December 10, 2018. 
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 3 Life Insurance Disclosure
    View the Draft Regulation: 31.15.03.05
    View the Proposed Regulation as it appeared in the Maryland Register August 17, 2018. Comments close September 17, 2018. 
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 16 Carrier Provider Panels - Application Process
    View the Draft Regulation: 31.10.16.05
    Comments close August 20, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 5 Assets, Liabilities, Reserves, and Investments of Insurers
    Chapter 11 Annual Financial Reporting
    View the Draft Regulation: 31.05.11
    View the Proposed Regulation as it appeared in the Maryland Register July 6, 2018.
    Comments close August 6, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 13 Producer Registers and Documentation of Appointments
    View the Draft Regulation: 31.03.13.02
    View the Proposed Regulation as it appeared in the Maryland Register July 6, 2018.
    Comments close August 6, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    Chapter 2 Long-Term Care Insurance - Premium Rates and Reserves
    View the Draft Regulation: 31.14.02
    View submitted comments from ACLI, Robert Caret, S. Frant and David Beers.
    View the Proposed Regulation as it appeared in the Maryland Register May 25, 2018.
    Comments close June 14, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 15 Underwriting Period
    31.08.15.04 Discovery of Material Risk Factor During Underwriting Period
    31.08.15.05 Notice of Recalculated Premium Form
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    Comments close June 11, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.16 Accelerated Benefits
    View the DRAFT regulation.
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View comments from ACLI.
    View the Re-proposed Regulation as it appeared in the Maryland Register July 20, 2018. Comments close August 20, 2018.
Comments may be submitted electronically to insuranceregreview.mia@maryland.gov or by regular mail to:

Lisa Larson, Regulations Manager
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
 
Comments also may be submitted by calling 410-468-2201 or by faxing to 410-468-2020.

Recently Finalized Regulations

 
The following regulations have been finalized in the previous six months: 
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 9 Automobile Liability Insurance
    View the Draft Regulation: 31.15.09
    View the Proposed Regulation as it appeared in the Maryland Register June 22, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 5 Replacement of Life Insurance and Annuities
    View the Draft Regulation: 31.09.05.06
    View the Proposed Regulation as it appeared in the Maryland Register July 20, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 12 Procedures - Written Consent - Federal Law
    View the Draft Regulation: 31.03.12
    View the Proposed Regulation as it appeared in the Maryland Register July 20, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus Lines
    View the Draft Regulation: 31.03.06.02
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Effective October 8, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 21 Private Review Agents
    View the Draft Regulation: 31.10.21
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register August 17, 2018. Effective August 27, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 20 Certification of HMO Medical Directors
    View the Draft Regulation: 31.10.20
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register August 17, 2018. Effective August 27, 2018

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance -- General
    31.10.18 Denials of Coverage Based on Medical Necessity
    View the DRAFT proposed regulations
    View submitted comments from CareFirst and the Maryland Psychiatric Society.
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register July 20, 2018.
    Effective July 30, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 18 Public Adjusters
    View the Draft Regulation: 31.03.18
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register July 20, 2018.
    Effective July 30, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus Lines
    31.03.06.09 Disclosure Form
    View the DRAFT proposed regulation.
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View the Final Action as it appeared in the Maryland Register June 8, 2018.
    Effective June 18, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.02 Variable Life Insurance
    View the Proposed Regulation as it appeared in the Maryland Register March 2, 2018. Comments close April 2, 2018.
    View the DRAFT proposed regulations.
    View the Final Action as it appeared in the Maryland Register May 11, 2018. Effective May 21, 2018.

Regulatory Review

  In accordance with State Government Article §§ 10-130---10-139, Annotated Code of Maryland, each State agency that adopts regulations must review those regulations every eight years, unless exempt under §10-132.1. The purpose of the review is to determine whether the regulations are necessary for the public interest, continue to be supported by statutory authority and judicial opinion, or are appropriate for amendment or repeal.

When a regulation is under review, notice will appear below.
 
  • No regulations are under review at this time.
When an Evaluation Report is completed and open for comment, it will appear below. 
  • No Evaluation Reports are open for comment at this time. 

Also available are reports on previously evaluated regulations: 

Public Notices

 
 
  • May 7, 2018: Long-Term Care Meeting - View the NOTICE as it appeared in the Maryland Register on April 27, 2018.
  • May 14, 2018: Hurricane Preparation Meeting - View the NOTICE as it appeared in the Maryland Register on March 3, 2018 and March 30, 2018 and April 27.

Contact Information

 
  • Questions concerning regulations may be directed to Lisa Larson, Regulations Manager at 410-468-2007 or lisa.larson@maryland.gov.
 
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