Insurance Preparedness for Natural Disasters

The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance. ​​​​

Be Prepared Before Disaster Strikes


Video production by Maryland Public Television (1:12)

Flood Insurance

Disaster Preparedness


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What To Do Before A Loss

What To Do After A Loss

Consumer Advisories and Other Information


State and Federal Resources


Below are links about the National Flood Insurance Program. While your local insurance agent or insurance company may help you get a flood insurance policy, all flood insurance is underwritten by the federal government. Homeowners policies DO NOT cover flood damage.

Disaster Specific Information